Services

FREE Prequalification

Everyone’s time is valuable.  To us it makes no sense to look to purchase a home or plan to refinance a property unless everyone has a reasonable expectation of the outcome.  As a value added service, Provident will evaluate your lendability and advise you of the loan options available to you. 

 

It is fast and painless, and will give you a sense of our commitment.

Automation can not advise you of your Best Option.

·          Question:

      When is the Lowest Rate not the Best deal ?

 

·          Answer:

      When . . . 

                       - I can not close. . . on time.   

                       - I get a surprise” (too late) at closing.

                       - Points are hidden in “Fees.

                       - Other Tax considerations exist.

                       - I can not get a straight answer.

                      

Six Ways to Sunday

Provident’s Mortgage Consultants take the time to listen to your needs, and base recommendations on those needs.  We spend a significant amount of time developing multiple strategies.  Our most frequent conclusion is, “You would be surprised how much

we can qualify you to borrow. But, you are the one paying the bill each month.”

 

If during your information collection phase you believe you have a good grasp on the process, with a program better that ours, call us for employment.